1 14 oz Sweetened Condensed Milk
1 (4 serving-size) package instant chocolate flavor pudding
1 cup cold water
1 cup whipping cream (whipped)
In large mixer bowl, beat sweetened condensed milk, pudding mix, and water; chill 5 minutes. Fold in whipped cream. Spoon into serving dishes; chill. Garnish as desired.
Makes 8-10 servings.