1 (30-ounce) can refried bean
1 (4-ounce) can diced green chilies
1/4 cup chopped green onions
1 cup shredded cheddar cheese
1 cup shredded Monterey Jack cheese
1 (8-ounce) package cream cheese, softened
1/2 cup Cheddar/Monterey Jack cheese for sprinkling
Tortilla or corn chips for accompaniment
Combine all ingredients except 1/2 cup cheese, mixing well and place in a lightly greased casserole dish. Sprinkle remaining cheese over top and bake in 350*F (175*C) oven for 20 to 25 minutes. Serve hot with tortilla or corn chips.