1 cup warm water
1 tablespoon vegetable oil
1 egg
2 1/2 cups bread flour
1 cup oats
1 cup shredded sharp cheddar cheese
1/4 cup powdered milk
1 1/2 teaspoons salt
1 tablespoon sugar
1 1/2 teaspoons dry yeast
Place ingredients in the bread machine pan in the order suggested by the manufacturer.
Select Basic bread cycle and start machine.
Makes one 1 1/2 pound loaf.